今天小編就為大家分享一篇信息檢索課程實(shí)習(xí)報(bào)告，具有很好的參考價(jià)值，希望對(duì)大家有所幫助。
信息檢索課程實(shí)習(xí)報(bào)告： 一、 序言部分實(shí)習(xí)題目：柜臺(tái)交易及其交易模式及流程學(xué)生姓名：熊炎波（01083094）分工內(nèi)容：制定檢索策略，選擇檢索入口詞，并對(duì)檢索入口詞進(jìn)行修正檢索，選擇abi（商業(yè)信息數(shù)據(jù)庫(kù)）進(jìn)行檢索，并選擇檢索結(jié)果進(jìn)行翻譯,并編寫綜述。檢索系統(tǒng)：abi（商業(yè)信息數(shù)據(jù)庫(kù)） 數(shù)據(jù)庫(kù)名稱：abi（商業(yè)信息數(shù)據(jù)庫(kù)），具體應(yīng)用的是數(shù)據(jù)庫(kù)是： business –abi/inform trade & industry(第1—13篇) business-proquest asian business（第14—20篇） 二、檢索策略部分： 課題分析：“柜臺(tái)交易及其交易模式及流程”有兩部分構(gòu)成，一部分是柜臺(tái)交易，柜臺(tái)交易的交易模式及流程。柜臺(tái)交易又稱場(chǎng)外交易是證券交易的一種方式，是經(jīng)濟(jì)金融學(xué)研究的一種課題。針對(duì)本課題的檢索，應(yīng)從“柜臺(tái)交易”一詞入手，然后通過(guò)二次檢索獲得關(guān)于“柜臺(tái)交易及其交易模式及流程”的有關(guān)論文。檢索系統(tǒng)的選擇：圖書館網(wǎng)絡(luò)數(shù)據(jù)庫(kù)在線檢索系統(tǒng)——abi商業(yè)信息數(shù)據(jù)庫(kù)數(shù)據(jù)庫(kù)的選擇：abi商業(yè)信息數(shù)據(jù)庫(kù)——multiple databases, business-abi/inform trade&industry, business-proquest asin business,business source premier (bsp) 檢索詞的分析與選擇：柜臺(tái)交易在英文中稱為 over the counter transaction , 在金融專業(yè)術(shù)語(yǔ)中常簡(jiǎn)稱為 otc，因此應(yīng)以 otc 或 over the counter transaction， counter transaction(柜臺(tái)交易) 作為檢索入口詞（關(guān)鍵詞）進(jìn)行基本檢索，然后對(duì)檢索結(jié)果以 model or mode（模式） 和 flow，procedure or program（流程）作為二次檢索的入口詞。檢索式的構(gòu)建： sub(over the counter transaction) and la(english)，sub（model or mode）and sub(flow or procedure or program )檢索策略調(diào)整： 主要是對(duì)檢索入口詞調(diào)整 , 開(kāi)始始選擇的是以over the counter trading 作為第一次檢索的入口詞，后來(lái)經(jīng)過(guò)調(diào)整，改為下列入口詞： counter transaction (柜臺(tái)交易)over the counter transaction(柜臺(tái)交易) counter transaction model(柜臺(tái)交易模式)counter transaction flow(柜臺(tái)交易流程) 三、 檢索結(jié)果及文摘翻譯： 所用的數(shù)據(jù)庫(kù)：abi（商業(yè)信息數(shù)據(jù)庫(kù)）—— business –abi/inform trade & industry(第1—13篇)abi（商業(yè)信息數(shù)據(jù)庫(kù)）——business-proquest asian business（第14—20篇）檢索的時(shí)間范圍是：all dates 檢索結(jié)果列出：（1——13）篇： 1、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：new pvt banks set to hike transaction fees文摘（abstract）：another approach that is being mulled is of 'zero balance accounts with a fee for each transaction or enquiry'. this would mean that the customer need not maintain any balance in the account but instead pay a charge for each account statement, check on balance amount, atm withdrawal and over the counter transaction.numbers thrown by bankers explain the logic: a branch transaction costs the bank the most at rs 75, an atm transaction costs rs 12, the call centre costs rs 10 and the internet the least at rs 2.in hdfc bank and icici bank charges are already in place for frequent atm withdrawals in case the minimum account balance is not maintained. recently icici bank imposed a fee for cash deposits in non-host branches. host branch is the particular branch in which the customer's account is maintained譯文：正被仔細(xì)考慮的另一種方法具有'對(duì)每筆交易來(lái)說(shuō)具有零平衡帳戶的費(fèi)用的功能。 這將意味著用戶不必再保持帳戶的平衡，而是改為支付每份帳單的費(fèi)用， 檢查差額，atm 收回，和在柜臺(tái)交易上方。 銀行家扔的數(shù)目解釋邏輯： 一分支交易費(fèi)用銀行最多在rs 75， 一臺(tái)atm 交易費(fèi)用rs 12，電話中心在rs 2花費(fèi)rs 10 和因特網(wǎng)最小。 在hdfc銀行和icici銀行控告已經(jīng)在適當(dāng)?shù)奈恢眠m合最小帳戶結(jié)余沒(méi)保持如果的頻繁的atm 收回。 最近icici銀行在非總部為現(xiàn)金付款存款強(qiáng)加一項(xiàng)費(fèi)用。 總部是用戶的賬被保持的特別的分部 刊名及卷、期數(shù)：sunday businessbusinessline. chennai: mar 10, xx. pg. 1 2、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：east west bank rolls out new car financing program文摘（abstract）：repayment is convenient with the issuance of postdated checks, automatic debit arrangement or over-the-counter transaction at any of east west bank's 55 personalized banking centers (pbc).譯文： 償還帳款對(duì)推遲日期的審查， 自動(dòng)借方安排或者柜臺(tái)交易在東部西岸的55個(gè)性化的銀行中心(pbc) 中任何人來(lái)說(shuō)都顯的很便利。 刊名及卷、期數(shù)：businessworld. manila: mar 8, xx. pg. 1 3、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：sec set to release alternative trade rules文摘（abstract）：if the sec gets a favorable bir ruling, the alternative electronic trading system will be treated as an informal exchange and trades will only be charged a tax rate of one and one-half percent per transaction just like in the bourse. if the bir will not consider that, then securities traded electronically will be considered as an over-the-counter transaction and will have to be charged a 10% capital gains tax.譯文： 如果證交會(huì)得到有利的bir制約， 這個(gè)選擇電子貿(mào)易系統(tǒng) 將被看作一次非正式交換，貿(mào)易只將被正如在證券交易所一樣收費(fèi)一個(gè)每交易百分之一個(gè)半的稅率。 如果bir 將不考慮那， 然后通過(guò)電子買賣的證券將被認(rèn)為是一次柜臺(tái)交易并且必須被收費(fèi)10%的資本收益稅。 作者及單位名稱：leilani m. gallardo刊名及卷、期數(shù)：businessworld. manila: dec 23, xx. pg. 1 4、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：solon evaded taxes?文摘（abstract）：sen. renato l cayetano conducted himself unethically by acquiring his shares of stock in bw resources inc. through ove譯文： 參議員renato l cayetano通過(guò)通過(guò)柜臺(tái)交易在bw 資源股份有限公司獲得他的股份引導(dǎo)他自己unethically，參議院少數(shù)派昨天說(shuō)。 作者及單位名稱：cayetano, renato l刊名及卷、期數(shù)：businessworld. manila: jan 16, xx. pg. 1 5、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：special feature: cashless spending: a lifestyle card with practical uses文摘（abstract）：diners club philippines operates under the franchise of security diners international corporation, a wholly owned subsidiary of security bank. unlike other contenders in the market today, it offers personalized service to its clients. as its brand suggests, diners club provides cardholders a sense of belonging to an exclusive organization. "we have a personalized approach, unlike other card companies wherein all you are is a card number," said ronald bibonia, first vice president for business development of diners club philippines. "we keep track of our clients almost on an individual basis."aside from insurance, diners club also provides its clients an array of services and privileges. with club cash, for instance, cardholders can avail of up to 50% available credit line which can be accessed via the atm or over-the-counter transactions at the diners club centre, security bank and pilipinas bank branches, and select cashlink and bancnet atms. utility bills, on the other hand, can be settled through the club bill connection facility. this enables cardholders to pay electric bills, internet subscription, phone bills and the like by just enrolling these services to their diners club card.more than these services, diners club takes pride in offering club members free access to exclusive airport and business lounges in major cities worldwide through the club lounges facility. one doesn't have to be a gold cardholder or a member of the frequent buyer program of an airline to enjoy luxuries such as free buffet or the use of private toilets and bath. club members are welcome to all these facilities by just presenting their diners club international card. "other people would have to pay to have access to those lounges or maybe don't get the chance to enter," said mr. [patrick carlos]. "b譯文：菲律賓就餐者俱樂(lè)部有安全就餐者多國(guó)合作的特許權(quán)，并且在一個(gè)安全銀行的全資子公司下經(jīng)營(yíng)。 與今天市場(chǎng)上其他競(jìng)爭(zhēng)者不同，它給它的客戶提供個(gè)性化的服務(wù)。作為其品牌建議，就餐者俱樂(lè)部為持卡人提供一個(gè)屬于一個(gè)專有的組織的感覺(jué)

那一大片金燦燦的稻谷如同陣陣?yán)藵凉L滾不息。夏日的夕陽(yáng)在山巒起伏的青山中徐徐落下，加上黃澄澄的稻田與家家戶戶的樓房相映，

。 "我們讓個(gè)性化接近， 與你的全部是一個(gè)卡片號(hào)碼的其他卡片公司不同" ，羅納德bibonia，首先就餐者俱樂(lè)部菲律賓的商業(yè)發(fā)展的副總統(tǒng)說(shuō)。 " 我們?cè)谝粋�(gè)個(gè)人的基礎(chǔ)上幾乎跟蹤我們的客戶"。 除了保險(xiǎn)，就餐者俱樂(lè)部也為它的客戶提供一系列服務(wù)和特權(quán)。 例如，有現(xiàn)金俱樂(lè)部，持卡人能用處的50% 可得到信貸限額的，那個(gè)可能通過(guò)atm 或者柜臺(tái)交易在就餐者俱樂(lè)部中心事物，保安銀行和pilipinas銀行分行訪問(wèn)，和選擇cashlink 和bancnet自動(dòng)提款機(jī)。 效用賬單， 另一方面，可能被通過(guò)俱樂(lè)部議案連接設(shè)備解決。 這使持卡人能夠通過(guò)剛剛把這些服務(wù)登記到他們的就餐者俱樂(lè)部卡片支付電的賬單，因特網(wǎng)訂購(gòu)，電話賬單等等。更多的服務(wù)是， 就餐者俱樂(lè)部對(duì)提供俱樂(lè)部成員免費(fèi)參與專有飛機(jī)場(chǎng)和生意休息室在通過(guò)俱樂(lè)部休息室設(shè)備全世界的主要城市感到自豪。 一個(gè)人不必是 一黃金持卡人或者一頻繁購(gòu)買者享有奢侈品象免費(fèi)打擊或者私人洗手間和洗澡的使用那樣的一航空公司的計(jì)劃的成員。 俱樂(lè)部成員通過(guò)剛剛為他們的就餐者俱樂(lè)部提出國(guó)際卡片可以隨意使用這些設(shè)備。 " 其他人必須支付能進(jìn)入那些休息室或者或許不得到進(jìn)入的機(jī)會(huì)"，帕特里克·卡洛斯先生說(shuō)" 。但是正從飛行到飛行等轉(zhuǎn)變的就餐者俱樂(lè)部成員實(shí)際上能呆在家里并且很舒適"。作者及單位名稱：ann kathleen m. jabson diners club international (naics: 813990) 刊名及卷、期數(shù)：businessworld. manila: mar 30, xx. pg. 1 6、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：special feature: e-revolution: union bank makes mark in electronic marketplace文摘（abstract）：pcibank gives smart's customers more choices in settling their bills; they can pay via over-the-counter transactions or through two modes of pcibank fastpay - if they are pcibank fasteller international atm cardholders, through the automatic debit arrangement (ada), or fastpay which is available in over 200 of pcibank's fasteller international atms or almost 1,000 bancnet- member atms nationwide. fastpay via pcibank fastphone, another convenient bills payment mode, will be available before the end of the year.譯文： pcibank在付賬方面給聰敏的用戶更多的選擇； 他們能通過(guò)柜臺(tái)交易或者通過(guò)pcibank fastpay的兩種方式支付 - 如果他們是pcibank fasteller 國(guó)際atm 持卡人， 通過(guò)自動(dòng)的借方安排(埃達(dá)) ，或者fastpay，在超過(guò)全國(guó)性的pcibank的fasteller 國(guó)際自動(dòng)提款機(jī)或者將近1，000臺(tái)bancnet 成員自動(dòng)提款機(jī)中的200臺(tái)可提供。 通過(guò)pcibank fastphone的fastpay，另一種便利的賬單支付方式，在年底之前將是可得到的。 作者及單位名稱：ortiz, justo刊名及卷、期數(shù)：businessworld. manila: mar 30, xx. pg. 1 7、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：businessworld (philippines): brokers in stock rigging mess deny wrongdoing (not aware of any anomalies, they said)文摘（abstract）：on charges that it participated in over-the-counter transactions, securities xx said otc deals are not illegal but "merely regulated by law." it said mr. tan opened his account with the firm in may 1997 with a "safekeeping agreement" or a pact with the firm that it will act as custodian of his (mr. tan's) shares. express orders and instructions of mr. tan."based on the complaint of the sec filed at the department of justice (doj) last march, mr. tan and other bw officials resorted to a classic stock price manipulation technique called wash sale.the corporate watchdog presented evidence at the justice department supposedly proving aurora, and brokerage firms pnb securities, inc., mark securities, belson securities, inc. and securities xx allowed mr. tan to skirt philippine stock exchange (pse) rules to jack up trading volume and price of bw.譯文： 在費(fèi)用上它參加柜臺(tái)交易，xx上述otc 分派的證券不不合法，但是"僅僅以法律管理"。 它說(shuō) tan 先生在1997 5月與公司由于一"保管同意"或者一個(gè)條約與公司打開(kāi)他賬戶 將擔(dān)任他的(tan先生) 的股票的保管人。 表示tan先生的命令和指示。 "基于去年3月在司法部(doj)正式提出的證交會(huì)的抱怨， tan先生和其他bw 官員常去一種最優(yōu)秀股票價(jià)格操作技術(shù)叫洗銷售。 公司的監(jiān)管人在司法部根據(jù)推測(cè)證明極光提出證據(jù)， 以及經(jīng)紀(jì)人事務(wù)所pnb證券， 股份有限公司， 馬克證券， 貝爾森證券股份有限公司和證券xx 允許先生tan 給裙子頂起成交量和bw的價(jià)格的菲律賓證券交易所(pse) 規(guī)章。 作者及單位名稱：tan, dante t, juan, jimmy刊名及卷、期數(shù)：businessworld. manila: may 12, xx. pg. 1 8、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：close watch on money transfer文摘（abstract）：the move initiated by the economic planning and development, department of the ministry of finance stipulates that all over the counter transactions to foreign countries be recorded in a special form called "form p1" as from january 1.it says that under the statistics act, chapter 81 from laws of brunei darussalam, every remitter is requested to complete all the required information譯文：因?yàn)榻?jīng)濟(jì)計(jì)劃和發(fā)展而起動(dòng)的行動(dòng)， 財(cái)政部規(guī)定遍及對(duì)外國(guó)的柜臺(tái)交易被以一個(gè)特殊形式記錄自1月1日起被稱作‘from p1’。 它說(shuō)那在統(tǒng)計(jì)下面行動(dòng)，來(lái)自文萊達(dá)魯薩蘭國(guó)的法律的第81章，每位匯款人被請(qǐng)求完成全部被要求的信息 作者及單位名稱：cayetano, renato l刊名及卷、期數(shù): the borneo bulletin. kuala belait: jan 9, 1998. pg. 1 9、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：special feature: mobile phones: more efficient billing and collection services for cellphone operators文摘（abstract）：pcibank gives smart's customers more choices in settling their bills; they can pay via over-the-counter transactions or through two modes of pcibank fastpay - if they are pcibank fasteller international atm cardholders, through the automatic debit arrangement (ada), or fastpay which is available in over 200 of pcibank's fasteller international atms or almost 1,000 bancnet- member atms nationwide. fastpay via pcibank fastphone, another convenient bills payment mode, will be available before the end of the year.譯文：pcibank在付賬方面給精明的用戶更多的選擇； 他們能通過(guò)柜臺(tái)交易或者通過(guò)pcibank fastpay的兩種方式支付 - 如果他們是pcibank fasteller 國(guó)際atm 持卡人， 通過(guò)自動(dòng)的借方安排(埃達(dá)) ，或者fastpay，在超過(guò)全國(guó)性的pcibank的fasteller 國(guó)際自動(dòng)提款機(jī)或者將近1，000臺(tái)bancnet 成員自動(dòng)提款機(jī)中的200臺(tái)可提供。 通過(guò)pcibank fastphone的fastpay，另一種便利的賬單支付方式，在年底之前將是可得到的。 作者及單位名稱：bermudez, joey a刊名及卷、期數(shù): businessworld. manila: dec 8, 1997. pg. nopgcit 10、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：new pvt banks set to hike transaction fees文摘（abstract）：another approach that is being mulled is of 'zero balance accounts with a fee for each transaction or enquiry'. this would mean that the customer need not maintain any balance in the account but instead pay a charge for each account statement, check on balance amount, atm withdrawal and over the counter transaction.numbers thrown by bankers explain the logic: a branch transaction costs the bank the most at rs 75, an atm transaction costs rs 12, the call centre costs rs 10 and the internet the least at rs 2.in hdfc bank and icici bank charges are already in place for frequent atm withdrawals in case the minimum account balance is not maintained. recently icici bank imposed a fee for cash deposits in non-host branches. host branch is the particular branch in which the customer's account is maintained.譯文：正被仔細(xì)考慮的另一種方法具有'零為每筆交易或者調(diào)查使賬與一項(xiàng)費(fèi)用平衡'。 這將意味著用戶不必保持價(jià)值為任何余額的賬，但是改為支付每份帳單的一項(xiàng)費(fèi)用， 檢查差額，atm 收回，和在柜臺(tái)交易上方。 銀行家扔的數(shù)目解釋邏輯： 一分支交易費(fèi)用銀行最多在rs 75， 一臺(tái)atm 交易費(fèi)用rs 12，電話中心在rs 2花費(fèi)rs 10 和因特網(wǎng)最小。 在hdfc，銀行和icici銀行控告已經(jīng)在適當(dāng)?shù)奈恢眠m合最小帳戶結(jié)余沒(méi)保持如果的頻繁的atm 收回。 最近icici銀行在非主人的分部為現(xiàn)金付款存款強(qiáng)加一項(xiàng)費(fèi)用。 主人分部是用戶的賬被保持的特別的分部。作者及單位名稱：cayetano, renato l刊名及卷、期數(shù)：businessline. chennai: mar 10, xx. pg. 1 11、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：east west bank rolls out new car financing program文摘（abstract）：repayment is convenient with the issuance of postdated checks, automatic debit arrangement or over-the-counter tran譯文： 償還用推遲日期的檢查的發(fā)行便利， 自動(dòng)借方安排或者柜臺(tái)交易在東部西岸的55個(gè)性化的銀行中心(pbc) 中任何人。。 作者及單位名稱：cayetano, renato l刊名及卷、期數(shù) 12、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：special feature: cashless spending: a lifestyle card with practical uses文摘（abstract）：diners club philippines operates under the franchise of security diners international corporation, a wholly owned subsidiary of security bank. unlike other contenders in the market today, it offers personalized service to its clients. as its brand suggests, diners club provides cardholders a sense of belonging to an exclusive organization. "we have a personalized approach, unlike other card companies wherein all you are is a card number," said ronald bibonia, first vice president for business development of diners club philippines. "we keep track of our clients almost on an individual basis."aside from insurance, diners club also provides its clients an array of services and privileges. with club cash, for instance, cardholders can avail of up to 50% available credit line which can be accessed via the atm or over-the-counter transactions at the diners club centre, security bank and pilipinas bank branches, and select cashlink and bancnet atms. utility bills, on the other hand, can be settled through the club bill connection facility. this enables cardholders to pay electric bills, internet subscription, phone bills and the like by just enrolling these services to their diners club card.more than these services, diners club takes pride in offering club members free access to exclusive airport and business lounges in major cities worldwide through the club lounges facility. one doesn't have to be a gold cardholder or a member of the frequent buyer program of an airline to enjoy luxuries such as free buffet or the use of private toilets and bath. club members are welcome to all these facilities by just presenting their diners club international card. "other people would have to pay to have access to those lounges or maybe don't get the chance to enter," said mr. [patrick carlos]. "but diners club members who are waiting for transitions from flight to flight can actually stay in and be comfortable."譯文： 就餐者俱樂(lè)部菲律賓在安全就餐者多國(guó)合作的特許權(quán)，一個(gè)安全銀行的全資子公司下經(jīng)營(yíng)。 與今天的在市場(chǎng)的其他競(jìng)爭(zhēng)者不同，它給它的客戶提供個(gè)性化的服務(wù)。 它的品牌建議當(dāng)時(shí)，就餐者俱樂(lè)部為持卡人提供一個(gè)屬于一個(gè)專有的組織的感覺(jué)。 "我們讓個(gè)性化接近， 與你的全部是一個(gè)卡片號(hào)碼的其他卡片公司不同" ，羅納德bibonia，首先就餐者俱樂(lè)部菲律賓的商業(yè)發(fā)展的副總統(tǒng)說(shuō)。 " 我們?cè)谝粋�(gè)個(gè)人的基礎(chǔ)上幾乎跟蹤我們的客戶"。 除了保險(xiǎn)，就餐者俱樂(lè)部也為它的客戶提供一系列服務(wù)和特權(quán)。 有現(xiàn)金俱樂(lè)部，例如，持卡人能用處最多50% 可得到信貸限額， 哪個(gè)可能通過(guò)atm 或者柜臺(tái)交易在就餐者俱樂(lè)部中心事物，保安銀行和pilipinas銀行樹(shù)枝訪問(wèn)，和選擇cashlink 和bancnet自動(dòng)提款機(jī)。 效用賬單， 另一方面，可能被通過(guò)俱樂(lè)部議案連接設(shè)備解決。 這使持卡人能夠通過(guò)剛剛把這些服務(wù)登記到他們的就餐者俱樂(lè)部卡片支付電的賬單，因特網(wǎng)訂購(gòu)，電話賬單等等。 多于這些服務(wù)， 就餐者俱樂(lè)部對(duì)提供俱樂(lè)部成員免費(fèi)參與專有飛機(jī)場(chǎng)和生意休息室在通過(guò)俱樂(lè)部休息室設(shè)備全世界的主要城市感到自豪。 一個(gè)人不必是 一黃金持卡人或者一頻繁購(gòu)買者享有奢侈品象免費(fèi)打擊或者私人洗手間和洗澡的使用那樣的一航空公司的計(jì)劃的成員。 俱樂(lè)部成員通過(guò)剛剛為他們的就餐者俱樂(lè)部提出國(guó)際卡片可以隨意所有這些設(shè)備

這本書是一本周國(guó)平的散文集，十四輯散文，訴說(shuō)著一名當(dāng)代哲學(xué)大師的精神思想。在閱讀之前，我就有一種預(yù)感，

。 " 其他人必須支付能進(jìn)入那些休息室或者或許不得到進(jìn)入的機(jī)會(huì)"，先生說(shuō) [帕特里克·卡洛斯 ]. " 但是正從飛行到飛行等轉(zhuǎn)變的就餐者俱樂(lè)部成員實(shí)際上能呆在家里并且舒適"。 作者及單位名稱：ann kathleen m. jabson刊名及卷、期數(shù)：businessworld. manila: mar 30, xx. pg. 1 13、所用數(shù)據(jù)庫(kù)名稱：proquest business –abi/inform trade & industry檢索的時(shí)間范圍：all dates論文題目（title）：new laws to boost egyptian bond market文摘（abstract）：the egyptian bond market looks poised to expand, with huge increases anticipated in primary and secondary market activity, following the release of government decrees which allow investment houses and brokers to make markets and perform over-the-counter transactions. until now, egypt lacked a liquid secondary market, with all transactions having to take place through the stock exchange.譯文：埃及債券市場(chǎng)看平衡擴(kuò)大， 由于巨大的增加在主要和二級(jí)市場(chǎng)活動(dòng)方面預(yù)期， 繼允許投資公司和經(jīng)紀(jì)人做市場(chǎng)并且進(jìn)行柜臺(tái)交易的政府法令的發(fā)行之后。 直到現(xiàn)在，埃及缺乏一液體次要市場(chǎng)，全部交易必須通過(guò)證券交易所發(fā)生。 作者及單位名稱：anonymous刊名及卷、期數(shù)：emerging markets week. new york: feb 28, xx. vol. 8, iss. 9; pg. 6, 1 pgs （14——20）篇： 14、所用數(shù)據(jù)庫(kù)名稱：proquest business-proquest asian business檢索的時(shí)間范圍：all dates論文題目（title）：answering the call文摘（abstract）：for credit unions, handling phone calls is a vital part of member service - so much so that many have created whole departments that do nothing but transact business by telephone. credit unions have created call centers for a variety of reasons, ranging from member complaints to conflicting demands on member service representatives between serving customers in person and answering calls. in addition to improved member service, routing transactions to a call center can result in significant cost savings. studies showed that over-the-counter transactions cost between $3.50 and $4.50 each, while automated and phone transactions cost between $1 and $1.50. executives interviewed say those considering a call center should: 1. pick the right people and give them adequate training, space and equipment, 2. pick the right phone system, 3. keep transactions secure, 4. measure results both objectively and subjectively, and 5. use marketing and pricing tools to encourage call center use.譯文：對(duì)信用合作社來(lái)說(shuō)，處理電話是一個(gè)成員服務(wù)的至關(guān)重要的部分 - 以致于很多已經(jīng)建立除了用電話辦理生意什么都沒(méi)做的整個(gè)部門。 信用合作社已經(jīng)創(chuàng)造叫中心因種種原因， 從成員抱怨到在親自為用戶效勞并且應(yīng)答電話呼叫之間在成員維修代表身上抵觸需求的范圍內(nèi)。 除改進(jìn)的成員服務(wù)之外，正在運(yùn)送交易到一個(gè)電話時(shí)，中心能導(dǎo)致顯著的成本節(jié)約。 研究顯示買賣雙方直接交易交易費(fèi)用在3.50 美元和4.50 每一個(gè)元之間，當(dāng)自動(dòng)化時(shí)和在1 美元和1.50 美元之間的電話交易費(fèi)用。 接見(jiàn)的執(zhí)行者說(shuō)那些考慮到一個(gè)電話中心應(yīng)該： 1 . 挑合適的人們并且給他們足夠的訓(xùn)練，空間和設(shè)備，2。 挑正確的電話系統(tǒng)，3。 保持交易安全，4。 既客觀又主觀測(cè)量結(jié)果，以及5。 使用銷售和鼓勵(lì)的工具定價(jià)叫中心使用。 作者及單位名稱：minderman, dean c刊名及卷、期數(shù)：credit union management. madison: jul 1995. vol. 18, iss. 7; pg. 36, 3 pgs 15所用數(shù)據(jù)庫(kù)名稱：proquest business-proquest asian business檢索的時(shí)間范圍：all dates論文題目（title）：swaps group urges futures agency to rethink proposals文摘（abstract）：publicly reported losses by municipalities and pension funds have been in transactions involving securities, not swaps, the association maintains. "at the same time, recently publicized disputes regarding swaps transactions have involved large corporations and banks that are 'eligible participants' under any definition," the association said.in large part, the businesses of banks and other financial institutions, government-sponsored entities, and corporations that provide and use swaps and other similar over-the-counter transactions are based on the legal conclusion that these transactions are not futures contracts subject to federal futures trading laws, the association said."isda believes that the cftc should avoid steps that will reverse a seven-year effort to provide legal certainty for swaps transactions, create new confusions as to the legal standards applicable to swaps, potentially render a large number of transactions void and unenforceable and undermine the continued growth of swap activity."譯文： 公開(kāi)報(bào)告通過(guò)自治市和養(yǎng)老基金的損失在與證券有關(guān)的交易過(guò)程中，不交換，協(xié)會(huì)主張。 "同時(shí)， 最近宣布關(guān)于交易與是' 合格參加者'在任何定義下的大公司和銀行有關(guān)的交換的爭(zhēng)論"，協(xié)會(huì)說(shuō)。 在大的部分， 銀行和其他金融機(jī)構(gòu)，政府發(fā)起的實(shí)體的生意， 以及公司， 那提供并且使用交換和其他相似柜臺(tái)交易基于合法這些交易不是期貨簽訂須經(jīng)聯(lián)邦期貨貿(mào)易法律的結(jié)論， 協(xié)會(huì)說(shuō)。 "isda相信cftc避免走將抵消一7 年提供給交換交易的合法確信的努力， 關(guān)于對(duì)交換適用的法律標(biāo)準(zhǔn)造成新混亂， 潛在使得許多交易無(wú)效和無(wú)法實(shí)施并且破壞交換活動(dòng)的持續(xù)的增長(zhǎng)"。 刊名及卷、期數(shù) credit union management. madison: jul 1995. vol. 18, iss. 7; pg. 36, 3 pgs 16、所用數(shù)據(jù)庫(kù)名稱：proquest business-proquest asian business檢索的時(shí)間范圍：all dates論文題目（title）：market efficiency across securities exchange文摘（abstract）：the efficient market hypothesis holds that investors are aware of all information concerning prices of securities. any new information is quickly reflected in the current prices of securities without bias. this efficient dissemination of information thus makes it impossible for investors to earn consistently superior investment returns. the hypothesis is strongly supported by studies of large investment firms on the new york stock exchange (nyse). however, the pricing efficiencies of the american stock exchange (ase), regional stock exchanges, and over-the-counter transactions are not as rigorous. from a large sample of common stock transactions, results show that securities off the nyse are more likely to sell at prices farther away from equilibrium values than those on the nyse. the involvement of smaller companies implies a loss of efficiency in the digestion and processing of price information. away from the nyse, securities tend to be underpriced, enabling investors to earn higher rates of return on short-term security trades.譯文：有效率的市場(chǎng)假說(shuō)認(rèn)為投資者知道全部關(guān)于證券的價(jià)格的信息。 任何新信息被無(wú)偏見(jiàn)迅速反映在證券的時(shí)價(jià)上。 信息的這有效率的傳播如此使投資者一貫掙優(yōu)良的投資利潤(rùn)不可能。 假說(shuō)強(qiáng)烈大投資的研究支持堅(jiān)決支持紐約證券交易所(紐約證券交易所)。 不過(guò)，美國(guó)證券交易所(ase) 的定價(jià)效率，地區(qū)證券交易所，和柜臺(tái)交易不那么嚴(yán)格。 從一個(gè)普通股交易的大的樣品， 結(jié)果顯示與在紐約證券交易所上的相比較，離紐約證券交易所的證券很可能遠(yuǎn)離平衡值以價(jià)格出售。 更小的公司的介入在消化和價(jià)格行情的處理過(guò)程中暗示效率的喪失。 離開(kāi)紐約證券交易所，證券傾向于被定價(jià)過(guò)低，使投資者能夠關(guān)于短期保密貿(mào)易獲得更高的收益率。 作者及單位名稱：lease, ronald c., lewellen, wilbur g.刊名及卷、期數(shù) ：journal of economics and business. new york: 1982. vol. 34, iss. 2; pg. 17、所用數(shù)據(jù)庫(kù)名稱：proquest business-proquest asian business檢索的時(shí)間范圍：all dates論文題目（title）：a hedge in the future文摘（abstract）：financial futures (contracts to buy or sell securities at an agreed-upon price on a specified future date) offer investors various financial planning opportunities. a contract can be canceled by the buyer or seller at any time by entering an opposite contract. by hedging financial futures, financial planners can freeze portfolio values and protect clients from unfavorable interest rate fluctuations. financial planners can use financial futures to freeze their clients' costs of borrowing by maintaining current interest rates; real estate developers find this technique advantageous. also, financial planners can freeze clients' lending or investing rates. examples of these applications are included. compared to possible losses from changes in interest rates, hedging is relatively economical. moreover, interest rates and the stock market can be predicted by financial futures since futures prices are merely expectations and, as such, can be self-fulfilling 譯文：金融期貨(簽合同買或者出售在一雙方商定的價(jià)格關(guān)于一棵指定的未來(lái)日期的證券) 給投資者提供各種各樣的編制財(cái)政計(jì)劃?rùn)C(jī)會(huì)。 通過(guò)輸入一份相反的合同隨時(shí)買方或者賣方可能取消一份合同。 在套頭交易金融期貨時(shí)，金融計(jì)劃者能結(jié)冰文件夾估價(jià)并且保護(hù)客戶擋住不利的利率波動(dòng)。 金融計(jì)劃者能使用金融期貨通過(guò)保持當(dāng)今的利率凍結(jié)他們的客戶的借款成本； 地產(chǎn)發(fā)展商發(fā)現(xiàn)這種技術(shù)有利。 此外，金融計(jì)劃者能凍客戶借給或者投資的比率。 這些應(yīng)用的例子被包括。 與來(lái)自在利率方面的變化的可能的損失相比，套頭交易相對(duì)節(jié)約。 而且，利率和那些股票交易市場(chǎng)可能預(yù)言金融期貨自從價(jià)格期貨在僅僅預(yù)期和，照此，可能是履行自我 作者及單位名稱：ray, russ刊名及卷、期數(shù)：financial planning. new york: nov 1985. vol. 14, iss. 11; pg. 212, 3 pgs 18、所用數(shù)據(jù)庫(kù)名稱：proquest business-proquest asian business檢索的時(shí)間范圍：all dates論文題目（title）：east west bank rolls out new car financing program文摘（abstract）：repayment is convenient with the issuance of postdated checks, automatic debit arrangement or over-the-counter transaction at any of east west bank's 55 personalized banking centers (pbc)譯文：償還用推遲日期的檢查的發(fā)行便利， 自動(dòng)借方安排或者柜臺(tái)交易在東部西岸的55個(gè)性化的銀行中心(pbc) 中任何人。 刊名及卷、期數(shù) ：businessworld. manila: mar 8, xx. pg. 1 19、所用數(shù)據(jù)庫(kù)名稱：proquest business-proquest asian business檢索的時(shí)間范圍：all dates論文題目（title）：what does the future hold for shared service centers . . . if all you need is a telephone to transact business?文摘（abstract）：in an interview, bill broxterman, president/ceo of hughes aircraft employees federal credit union, and ray swanson, president/ceo of cuna credit union, discussed shared service centers. both agreed that shared service centers will keep credit unions competitive, especially in the short term and especially for small credit unions. broxterman's credit union has had little success with automated branches, having found that members prefer the human touch, but swanson reports that electronic transactions have greatly surpassed over-the-counter transactions. he also pointed out that sometimes members do not use atms because they are not set up conveniently with noticeable signage. shared service centers do present an opportunity to serve low-income neighborhoods, and they will give credit unions an on-street presence that they have lacked. 譯文：在一次接見(jiàn)過(guò)程中，比爾broxterman，休斯飛機(jī)雇員聯(lián)合信貸聯(lián)盟的總統(tǒng)/首席執(zhí)行長(zhǎng)官， 以及射線斯旺森，cuna信用合作社的總裁/首席執(zhí)行長(zhǎng)官，討論分享的服務(wù)中心。 兩個(gè)同意那被分享的服務(wù)中心將保持信用合作社具有競(jìng)爭(zhēng)性，特別在短時(shí)期內(nèi)和特別為小的信用合作社。 broxterman的信用合作社已經(jīng)有很少的使自動(dòng)化的分部成功， 已經(jīng)發(fā)現(xiàn)成員寧愿人接觸，但是斯旺森報(bào)告電子交易已經(jīng)非常超過(guò)柜臺(tái)交易。 他也指出有時(shí)成員不使用自動(dòng)提款機(jī)，因?yàn)樗麄儧](méi)被顯著的標(biāo)記方便地建立。 分享的服務(wù)中心確實(shí)提出服務(wù)于低收入的鄰近地區(qū)的一次機(jī)會(huì)， 并且他們將給信用合作社在街道上的他們已經(jīng)缺乏的出席。 作者及單位名稱：johnson, eugene刊名及卷、期數(shù) ：credit union magazine. madison: jul 1994. vol. 60, iss. 7; pg. 14, 4 pgs 20、所用數(shù)據(jù)庫(kù)名稱：proquest business-proquest asian business檢索的時(shí)間范圍：all dates論文題目（title）：interest in atms grows apace文摘（abstract）：credit unions offering share drafts are often finding that their members are demanding automated teller machine (atm) access. today, about 1,100 credit unions provide atm service, and 83% of those participate in a shared network. shared networks reduce expenses for atm owners. for the credit unions offering atms, though, an average of only 20% of the members possess atm cards. members use atms primarily for cash acquisition. a credit union considering offering atm access should: 1. spell out goals for the program. 2. research what other institutions in the locale are doing. 3. aim to have 25% of members as active card holders the first year. a survey shows that about 36% of the credit unions charge fees for atm cards. unions that want to encourage use of atms rather than share-draft or over-the-counter transactions should price the service accordingly. meanwhile, atms are displacing an increasing amount of checks; whether atms affect profits remains to be seen. 譯文：提供的信用合作社分享草稿經(jīng)常發(fā)現(xiàn)他們成員要求自動(dòng)化的出納員機(jī)器(atm)進(jìn)入。 今天，大約1，100個(gè)信用合作社提供atm 服務(wù)，并且那些的83% 參加一個(gè)分享的網(wǎng)絡(luò)。 分享的網(wǎng)絡(luò)為atm 擁有人節(jié)減費(fèi)用。 對(duì)提供自動(dòng)提款機(jī)的信用合作社來(lái)說(shuō)，不過(guò)，平均只那些成員的20% 擁有atm 卡片。 成員把主要的自動(dòng)提款機(jī)用于現(xiàn)金獲得。 認(rèn)為提供為atm 進(jìn)入的一個(gè)信用合作社應(yīng)該： 1. 詳細(xì)說(shuō)明計(jì)劃的目標(biāo)。 2.研究在地點(diǎn)的其他機(jī)構(gòu)正做的。 3.目的是第一年把25%的成員當(dāng)作活躍的持卡者。 一次調(diào)查顯示大約信用合作社的36% 為atm 卡片收費(fèi)。 聯(lián)合想要鼓勵(lì)自動(dòng)提款機(jī)的使用而不是分享草稿或者柜臺(tái)交易因此給服務(wù)定價(jià)。 同時(shí)，自動(dòng)提款機(jī)正替代增加數(shù)量的檢查； 是否自動(dòng)提款機(jī)影響利潤(rùn)留待被看見(jiàn)。 作者及單位名稱：anonymous刊名，期數(shù)：credit union magazine. madison: sep 1985. vol. 51, iss. 9; pg. 44, 4 pgs 四、綜述部分：我們最后得到的檢索結(jié)果達(dá)到了將近30篇左右，相對(duì)來(lái)說(shuō)，在一個(gè)數(shù)據(jù)庫(kù)里，算是檢索比較全了；但是從檢索過(guò)程看來(lái)，整個(gè)檢索的查準(zhǔn)率卻不高，因?yàn)樵跈z索過(guò)程中，我們采用的方法是逐步檢索，在第一步的基礎(chǔ)上進(jìn)行第二步，我們第一次檢索入口詞選的是counter transaction (柜臺(tái)交易)，over the counter transaction(柜臺(tái)交易) ，檢索的結(jié)果比較多（不同的數(shù)據(jù)庫(kù)檢索出來(lái)的結(jié)果很多），然后我們?cè)诖嘶�礎(chǔ)上，采用了refine search的方法，加入了第二層檢索詞：mode or model ;flow or procedure or program ；此時(shí)的到的檢索結(jié)果卻很令人失望，具體情況是：采用counter transaction + mode or model + flow or procedure or program得到的結(jié)果是0然而，counter transaction + mode or model 得到的結(jié)果只有14 篇左右（不同的數(shù)據(jù)庫(kù)累積計(jì)算）；counter transaction + flow or procedure or program 得到的結(jié)果也只有10篇左右（不同的數(shù)據(jù)庫(kù)累積計(jì)算）；因此我們采用的結(jié)果就是后兩組組合方式得到的結(jié)果！ 在做這個(gè)檢索大作業(yè)的過(guò)程中，我們的采用的方式是三人分工協(xié)作，完成這個(gè)大作業(yè)！在個(gè)人的檢索行動(dòng)中，開(kāi)始面臨的是數(shù)據(jù)庫(kù)的選擇，鑒于abi商業(yè)數(shù)據(jù)庫(kù)檢索系統(tǒng)擁有很多不同的數(shù)據(jù)庫(kù)，因此開(kāi)始以這個(gè)為首選，進(jìn)行檢索。檢索過(guò)程是比較不順利的，尤其是第一步，因?yàn)殚_(kāi)始把入口詞沒(méi)有弄清楚，沒(méi)有找準(zhǔn)專業(yè)入口詞，導(dǎo)致最后檢索不到結(jié)果，經(jīng)過(guò)修正后得到了檢索結(jié)果；還有就是在逐步檢索過(guò)程中，最后的綜合結(jié)果是最打擊人的，我們將三個(gè)檢索詞綜合起來(lái)進(jìn)行檢索，得到的卻是0 的結(jié)果，這讓人很受挫，讓我們不得不分開(kāi)將各個(gè)檢索詞進(jìn)行組合，最后得到現(xiàn)在的結(jié)果。 雖然檢索結(jié)果不盡人意，但是我們?cè)谧鲞@個(gè)大作業(yè)中。卻學(xué)會(huì)了如何對(duì)各種專業(yè)文獻(xiàn)，論文進(jìn)行檢索，如何對(duì)檢索結(jié)果進(jìn)行修正，調(diào)整，達(dá)到最后比較全，比較準(zhǔn)的結(jié)果！過(guò)程是麻煩的，辛苦的，但是最后的結(jié)果卻是讓人比較欣慰的！ 整個(gè)檢索過(guò)程，基本上是我們自己完成的，沒(méi)有得到相關(guān)老師的指導(dǎo)，以至于最后的結(jié)果可能與實(shí)際的結(jié)果有很大的偏差，因此為了避免這種事情的再次發(fā)生，建議老師為我們安排的輔導(dǎo)老師在以后的學(xué)習(xí)中，能夠認(rèn)真負(fù)責(zé)，幫助學(xué)生順利地完成檢索大作業(yè)。